experienced Certified Financial Planners (CFP®)
Combining two distinct & seperate business offerings
Maple Groove Wealth Planners of Designed Securities Inc. is registered and regulated by the Canadian Investment Regulatory Organization (CIRO).
Designed Securities Inc. is our investment dealer and a member of CIRO and the CIPF. We are proud to have advisors with their Chartered Investment Manager designation or CIM®. Designed Securities Inc. is where your advisor gains access to investments like stocks, bonds, mutual funds, GICs, high-interest savings and financial products you would find on the stock exchange. Access to exceptional money managers and private equity/debt.
Maple Groove Financial is the financial planning and insurance division of Maple Groove Inc. We are proud to have advisors with the Certified Financial Planner designation or CFP®.
By using an insurance MGA, which is PPI, we gain access to life insurance products, accident and sickness insurance products, and insurance investments such as high-interest and segregated funds.
What we offer
A few of our services
Partnered with experts
Maple Groove Financial works with trusted partners
Accountants
Lawyers
Mortgage specialist
Actuaries
Property Valuators
Cross Boarder Specialist
Banking providers
Real Estate Agents
Business Consultants
Trust Specialist
Health Specialist
Health Specialist
Full Account Access
Access to all account types
- Condo Corporation Reserve Fund Accounts
- Registered Disability Savings Plan (RDSP)
- Tax Free Savings Account (TFSA)
- First Home Savings Account (FHSA)
- Registered Education Savings Plan (RESP)
- Registered Retirement Savings Plan (RRSP)
- Spousal Retirement Savings Plan (RRSP, RRIF)
- Registered Retirement Income Fund (RRIF)
- Locked-In Retirement Account (LIRA)
Our planning process
WORK WITH PASSIONATE PLANNERS
Step 01
Establish and
Define the Client–Planner
Relationship
Step 02
Gather Client Data and
Determine Goals
Step 03
Analyze and Evaluate
the Client’s Financial Status
Step 04
Monitor the Plan &
the Financial Planning
Relationship
Step 05
Implement
the Financial Planning
Recommendations
Step 06
Develop and
Present Financial Planning
Recommendations
Strategies Tailored to You
How We Maximize Your Wealth
Financial Planning Strategies
-
Smith Manoeuvre
(Home equity tax strategy) -
Norbert’s Gambit
(Low-cost currency exchange) - Tax-Efficient Asset Location
Income Splitting
- Spousal RRSP
- Pension Income Splitting
- Prescribed Rate Loans (to Family Trusts / Partner)
- RESP Family Plans
Tax Timing & Harvesting
- Tax-Loss Harvesting
- Capital Gains Deferral
- Flow-Through Shares
- RRSP-RRIF Conversion Timing
- CPP/OAS Deferral
Charitable & Legacy Giving
- Donor-Advised Funds (DAF)
- Gifts of Public Securities
- Charitable Remainder Trusts
- Alter Ego & Joint Partner Trusts
Financial Planning Strategies
-
Smith Manoeuvre
(Home equity tax strategy) -
Norbert’s Gambit
(Low-cost currency exchange) - Tax-Efficient Asset Location
Life Insurance & Accident / Sickness Insurance
Reduce your risk and increase your peace of mind
Permanent Coverage:
Insurance Product Type 1
- Participating (Dividends, Cash Values)
- Non-Participating (Fixed Premiums, Guaranteed Cash Values)
Universal Life
- Level Cost of Insurance (COI)
- Increasing/Yearly Renewable COI
- Investment Component
Term-to-100
- Permanent coverage to age 100 with no cash value
Temporary Coverage
Term Life Insurance
- Participating (Dividends, Cash Values)
- Non-Participating (Fixed Premiums, Guaranteed Cash Values)
Specialized Life Products
- Simplified Issue Life Insurance
- Guaranteed Issue Life Insurance
- Final Expense / Funeral Insurance
- Group Life Insurance
- Creditor / Mortgage Life Insurance
Investment Products
Work with experienced product investment advisors who carry a tool belt of options and not just a hammer
- Common Stocks (Equities)
- Preferred Shares
- Exchange-Traded Funds (ETFs)
- Closed-End Funds
- Structured Notes / Principal Protected Notes (PPNs)
- Guaranteed Investment Certificates
- Warrants & Rights
- Government Bonds
- Corporate Bonds
- Investment Savings Accounts (ISAs)
- Debentures
- Treasury Bills
- Commercial Paper
- Strip Bonds / Zero-Coupon Bonds
- Mortgage-Backed Securities (MBS)
- Mutual Funds
- Pooled Funds
- Segregated Funds (Insurance)
- Fund-of-Funds
- ETF of ETFs
- Money Market Funds
- Private Equity
- Private Debt
- Hedge Funds
- Real Estate Investment Trusts (REITS)
- Limited Partnerships (LPs)
- Flow-Through Shares
- Venture Capital Funds
- Return of Capital Investments (Tax deferred income)
- Options
- High-Interest Savings Accounts (HISA)
Looking for support
We’d Love to Hear From You